I don’t remember if I’ve ever bought anything on Black Friday. Except in 2014, when I’ve bought my own apartment and we were going to move in in December. Back then we ordered the necessary home appliances (fridge, washing machine, stove) on Black Friday. I don’t know how much money we saved on those, as I didn’t track the prices for months prior the big day, we just ordered them because we would have bought them anyway a week or two later. But except for that one year I didn’t buy anything… Want to know how I did it?
I remember having a discussion during some course a while ago about success. We were presented pictures of actors, singers, some fancy building of a bank, expensive sport cars and a huge mansion with an enormous garden and swimming pool and we had to chose from the pictures what meant success for us.
To be honest, I did not hear about personal financing until I started working. I had some idea about saving, because I’ve always been saving for something when I was a child: a new bike, a new computer or after I have turned 18, a car. But I shouldn’t be surprised, since in this corner of the world only a few people have some financial education and the chances that you have such a person in your circles who could act as a role model in this area are very low. Unfortunately in our country most people don’t trust the banks (which is not necessarily a bad thing) and instead of creating deposits, they hide their money under their mattresses. A lot of people only use their cards to withdraw money from the ATM and still use cash when paying in supermarkets.
I remember when I was 16 and I started writing my first web application (actually just a simple PHP page that processed some inputs from a form) in PHP. I didn’t really know PHP at all, I have started reading some basic tutorials and then sat down to put in practice what I just learned. I have been familiar with pascal at that time, so I knew how to achieve what I wanted, but I didn’t know the PHP statements, so after finding the right statement I have added a line comment after it, so that I would know what it does. My code was really ugly, but at that time I have found comments quite useful.
I have been hosting my websites at Hostgator for more than 4 years, the first invoice being paid at 2010.02.10. In the beginning it was OK, it was my first paid hosting and I was very happy that I didn’t have ads above my website placed inside an ugly iframe by the hosting company that provided free web hosting…